Introduction

In the critical events of life, Parents Ease is here to Protect your Lifestyle. This policy has been specially designed to cover the insured in case of diagnosis of 7 major critical illnesses specified in this policy. Insurance Policy will pay the lump sum amount if covered limit without asking for any medical tests or bills.

There are seven Critical Diseases covered under this policy which are as follows:

  • Cancer
  • Open Chest Coronary Artery Bypass Surgery
  • Heart Attack (Myocardial Infarction)
  • Kidney Failure
  • Stroke
  • Major Organ Transplant
  • Paralysis

Silver: Sum insured of Rs. 300,000
Gold: Sum insured of Rs. 500,000

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This policy has been specially designed to cover the insured in case of diagnosis of 7 major critical illnesses specified in this policy. Parents Ease will pay the lump sum amount if covered limit without asking for any medical tests or bills following are the product features:

1

Medical Treatments

Cash to pay for medical treatments not covered by your health plan
2

Loans

Cash to pay your loans while you are recovering
3

Fees

Cash to pay for children school/college
4

Travel Treatments

Cash so you can travel for treatments not available locally
5

Protect Your Lifestyle

Cash to Protect Your Lifestyle
1

Critical Diseases

There are seven Critical Diseases covered under this policy which are as follows:

  • Cancer
  • Open Chest Coronary Artery Bypass Surgery
  • Heart Attack (Myocardial Infarction)
  • Kidney Failure
  • Stroke
  • Major Organ Transplant
  • Paralysis

1

Silver

Sum insured of Rs. 300,000
2

Gold

Sum insured of Rs. 500,000
3

Lookup Period

Free Lookup Period for 14 days
4

Pre Existing Coverage

Pre Existing coverage after 48 months of consequent renewals
5

Additional Charges

Additional 15% Hospitalization limit after 24 months of consequent renewals subject to No Claims paid
1

Medical Tests

No Medical tests will be required
2

Age

Entry Age- 18-50 (Once covered, policy can be renewed yearly continue till age 60)
3

Critical Illness

Will not cover any critical illness occurring during the first 90 days of the policy. This waiting period does not apply for renewal
4

Pre Existing Conditions

Benefits will not be available for Pre-existing Conditions
5

Claim

Insured person need to survive for 30 days from the date of diagnosis of critical illness for claim to be admissible
6

Ceases

Cover ceases for insured person if claim has been paid under the policy
7

Renew

Policy cannot be renewed if claim is already paid once

Critical Care

Hospitalization Limit (PKR): 300,000 500,000
Age Band Silver (PKR) Gold (PKR)
Net Premium Net Premium
Max Entry Age 18 35 1,900 2,770
35 40 2,650 4,010
41 45 3,780 5,900
46 50 6,000 9,600
Renewals Only 51 55 10,970 17,880
56 60 16,840 27,670

Critical Care

In this events of life we protect your Lifestyle!

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Frequently Asked Questions