Introduction

Parents Ease has Insurance Policy for Pakistanis living & working abroad and travelling to Pakistan.Cover is available for hospitalization, medical expenses, accidental death, permanent disability and other travel inconveniences.

Plan for individual
: Insured’s age of coverage is up to 65 years starting from the age of 18.

Plan for family: The Family package includes the insured, spouse and up to 4 children of age between 6 months to 18 years.

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Home TripViaCare offers two types of plans:

1

Plan for individual

Insured’s age of coverage is up to 65 years starting from the age of 18.
2

Plan for family

The Family package includes the insured, spouse and up to 4 children of age between 6 months to 18 years.
1

Non-Filers Case

A charge of 4% additional withholding tax in case of non-filers.
2

Taxes & Levies

Premiums are inclusive of all applicable taxes and levies will be applicable.
3

Claims

All claims will be payable in Pakistan and in PKR on reimbursement basis.
4

100% Limit

100% Limit for all Family Members in case of Medical Expense and Hospitalization.
5

50% / 25% Limit

50% Limit for spouse and 25% for children in case of Accidental Death Permanent Disability.
1

Age Limit

Insured’s age of coverage is up to 65 years starting from 18 years of age. For 66-70 years of age, call us at 0300-5904445 to buy the product.
2

Family Plan Insurance

The Family Plan includes the insured, spouse (only one), and four children of age between 6 months to 18 years.
1

Important Conditions

Any claim arising directly or indirectly from your failure to comply with the Important Conditions relating to health mentioned in the policy.
2

Pre-existing Condition

Pre-existing medical condition, pregnancy, convalescence or relapses.
3

Government Regulation Act

Any claim arising directly or indirectly from Government Regulation or Act, delay or amendment of the itinerary, or failure in provision of any part of the Trip (including error, omission, financial failure or default) of or by the provider of any service forming part of the Trip as well as of the Travel Agent or Tour Operator through whom the trip was booked.
4

Failure

Failure to obtain the required passport or visa.
5

Circumstances

Circumstances known to you prior to the booking of the Trip which could reasonably have been expected to give rise to cancellation or Curtailment of the Trip.
6

Departure Duty

Airport Departure Duty or Irrecoverable payments exceeding US$ 250 for lost excursions.
7

Injury

Bodily Injury or Illness unless a Medical Practitioner provides a certificate stating that this necessarily and reasonably prevented you from traveling.
1

Medical Expenses

Medical Expenses & Hospitalization: USD 100 each and every loss
2

Trip Cancellation

Trip Cancellation: USD 35 each and every loss
3

Delayed Departure

Delayed Departure: 8 hours

Schedule of Benefits

Benefit Plans
Limits
Accidental Death & Permanent Disability
US$10,000
Medical Expenses & Hospitalization Abroad
US$10,000
Transport or Repartition in case of illness or injury
US$15,000
Emergency Dental Care
US$500
Repatriation of Family Member traveling with the insured
US$1,500
Repatriation of Mortal Remains
US$5,000
Return of Dependent Children
US$5,000
Emergency Return Home Following Death of close Family Member
US$5,000
Loss of Passport
US$100
Trip Cancellation
US$250
Delayed Departure
US$250
Loss of Checked-in Baggage
US$250
Compensation for delay in the arrival of luggage
US$100
Travel And Stay Over One immediate Family Member
US$100 per day for 10 days only

Premium Table

PREMIUM
Tenure (no. of days) stay limit (no. of days) individual (PKR) family (PKR)
7 7 750 1,100
14 14 950 1,500
21 21 1,400 2,100
31 31 1,900 2,850
62 62 3,300 5,800
92 92 6,550 10,000
180 92 9,200 18,800
365 92 11,100 22,000

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Frequently Asked Questions