Introduction

Parents Ease Insurance now brings “Ziarat Insurance” to you with budget friendly and best coverage plans for your sacred travels to Iraq & Iran by AIR ONLY. The policy is tailored best to suit your individual needs providing coverage from hospitalization and accidental death to loss of baggage and is available to the dependents of pilgrim. Make your Ziarat travel worry-free and protected from the unexpected with the best policy!

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1

Packages

There are 2 packages for this product:

  • Plan A Limit: Rs. 300,000.
  • Plan B Limit: Rs. 500,000.

2

Coverage

The coverage is available on individual basis.
3

Minimum Age

All individuals intending to perform pilgrimage activity are eligible for this coverage (aged 18 & above).
4

Under 18

For coverage of children (under 18 years), please call 0300-5904445
5

B’form

Children below 18 years and traveling with parents are covered on the basis of ‘B’form
6

Maximum Age

Insured’s age of coverage is up to 65 years.
1

Medical Expenses

Medical Expenses for Accident / Sickness, covers hospitalization expenses for accident or illness.
2

Personal Accident

Personal Accident (Accidental Death & Permanent Disability) inclusive of terrorism act.
3

Burial Expense

Death Burial & Repatriation expense (In case of Natural Death Only)
4

Loss

Baggage & Cash Loss
5

Claims

All claims will be settled in PKR and in Pakistan on refund basis
6

Charges

Charging 4% additional withholding tax in case of non-filers
1

Pre-Existing Conditions

Pre-existing medical condition, pregnancy, convalescence or relapses.
2

Claims

Claims for Valuables and Personal Money in Checked-In Personal Baggage.
3

Loss

Loss or damage due to delay, confiscation or detention by customs or other authority.
4

Reimbursed

Claims for items for which You have already been reimbursed by the Airline or another party.
5

Trade

Business goods, samples, tools of trade, motor accessories and other items used in connection with your employment or occupation.
6

Delay

Loss due to delay, confiscation or detention by customs or other authority.
7

Cash

Mysterious Disappearance of Cash.
8

Policy Wording

For more details on exclusions refer to policy wording.

Benefits

Sr. No. Benefit Plans Plan A (PKR) Plan B (PKR)
1 Accidental Death and Permanent Total Disability 300,000 500,000
2 Accidental Death and Permanent Total Disability due to act of Terrorism 300,000 500,000
3 Hospitalization 75,000 150,000
4 Burial & Repatriation* 50,000 100,000
5 Loss of Checked in Baggage 20,000 40,000
6 Loss of Cash 10,000 20,000
* In case of Natural Death only

* Maximum stay depicts total number of days starting from the time of departure from your home city in Pakistan for ZIARAT AIR TRAVEL ONLY up-till the time of arrival in your home city on return from your Ziarat trip.

Premium Table

Sr. No. Tenure limits (Days) Premium* (PKR)
Plan A Plan B
1 Upto 15 Days 500 1,000
2 16 – 30 days 1,000 2,000
3 31 – 45 days 1,500 2,500

Ziarat Travel

Protected from the unexpected with the best policy!

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Frequently Asked Questions